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Individuals

Transparent, All-Inclusive Costs — No Insurance Required

Transparent, Cash-Pay Surgery for Individuals

Smith Medical Direct Specialty Care provides cash pay and self-pay surgical procedures with one bundled, all-inclusive price.

If you are:

  • Uninsured
  • Covered by a high-deductible health plan
  • Using a health cost sharing program
  • A member of a Direct Primary Care (DPC) practice

Smith Medical offers a clear, affordable alternative to traditional hospital systems.

  • No insurance approvals.
  • No surprise bills.
  • No multiple invoices.

Just transparent surgical pricing from the start.

A Smarter Option for High-Deductible & Self-Pay Patients

Many individuals today carry significant deductibles or are responsible for large out-of-pocket expenses before insurance coverage begins.

Traditional hospital billing often results in:

  • Separate bills from the surgeon, anesthesiologist, and facility
  • Inflated insurance reimbursement rates
  • Unexpected charges weeks after surgery
  • Delays due to prior authorizations
Smith Medical eliminates those variables.

Our bundled surgical pricing includes:

  • Surgeon fees
  • Anesthesia services
  • Facility fees
  • Standard labs and surgical supplies
  • Routine perioperative services

In many cases, our pricing is 40–60% less than traditional hospital billing, even compared to insured rates applied toward deductibles.

You know your total cost before scheduling.

Ideal for Members of Health Cost Sharing & Employer-Sponsored Programs
We proudly serve individuals who participate in employer health cost-sharing programs and alternative healthcare models, including:

Other employer-based health navigation platforms

We work collaboratively to provide bundled surgical pricing that aligns with these cost-conscious healthcare solutions.

If your employer offers an alternative healthcare program, Smith Medical may already be an approved surgical provider within that network.

Supporting Direct Primary Care Patients
Smith Medical also partners with patients referred by Direct Primary Care (DPC) practices, including organizations like:
DPC physicians often seek surgical partners who provide:

Our direct-pay specialty care model complements DPC by extending transparency beyond primary care into surgical services.

If your DPC physician recommends surgery, we provide a straightforward next step and will coordinate with your DPC physician all along the way.

Putting the Care Back Into Healthcare

At Smith Medical, this isn’t just about pricing — it’s about restoring the patient experience.
“What makes this model so rewarding is that we’re truly putting the care back into healthcare. Patients aren’t navigating confusion or delays — they understand their options, their costs, and their path forward. It’s incredibly fulfilling to work alongside both patients and physicians in a system that prioritizes clarity, trust, and real outcomes.”
Kristi Evans
Director of Operations
Take Control of Your Surgical Care

Healthcare costs shouldn’t feel unpredictable.

Smith Medical gives individuals financial transparency, faster access to surgery, and exceptional care — all under one bundled price.

Know your cost upfront.

Move forward with confidence.

Ready to Get Started?

Our patient coordinator will call you back

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